Most of the time, the card get declined by your bank for the following common reasons. We have created this article to explain why we might not be able to process your card on file.
To prevent fraud and abuse. We verify with the bank the following information. In order to process the transactions these informations must match your bank or card issuer file.
Full name (including middle name).
Billing address (to prevent decline, make to sure to write the same address as what you bank or card issuer might have on file, e.g. 303-123 Main Street/Ave/Blvd.)
Phone number or business phone (if applicable).
Your credit card may arrive at expiration which means your bank might have sent you a renewal card with a new expiry and CCV code (three digits behind the card).
Once you receive your card and have called the bank to activate it (if applicable), you'll need to update your credit card information on your Jitt account.
Your card may not have enough funds to cover because of the following:
Having a few pending (authorized) transactions will play with the available credit for purchases.
Check the available credit on your card. If you don't have enough funds available, please make a payment to release funds.
Had a big refund processed on your card that was supposedly covering this transaction? Your bank may take up to 30 days to post the refund in your account.
You bank might have blocked the transaction for the following reasons:
Your bank or card issuer might thought this transaction was fraudulent or suspicious. Contact your bank to remove the hold and then try again to process the transaction. Since Jitt is a Canadian company, your bank might think a foreign transaction is more suspicious to be fraudulent than a local merchant.
At the moment of the transaction, you card might had a block on the account. Please contact your bank or card issuer for more information regarding the card.